What best explains the principle of subrogation in insurable?
A.
Both parties of the insurance contract must deal openly and honestly with each other and disclose all relevant facts
B.
The right that a person has to stand in the place of another and enjoy all the rights and remedies of that other person
C.
There must be a close connection between the risk insured against and the cause of the loss
D.
The insurer who insures the same risk with more than one insurer can only recover to the extent of the loss and nothing more, in the occurrence of the event
E.
The insured discloses all the material facts which would affect the premium which the insurer charges
