Key Features:
- No of Pages: 63
- No of Chapters: 5
Introduction:
Abstract
As a nation progresses through previous stage of economic growth and development, expectations regarding the role of banks in economic growth development and social mobilization assume greater and weightier dimension.
This situation becomes more pronounced when nation is going through the trauma of economic recession, as Nigeria is currently experiencing.
The economic recession has necessitated the examination of the role of commercial banks in revitalizing the economy through a more effective functioning and better attention to the bank – customer relationship. Most learned educationists have succinctly presented a manage of the expectations of government and the public on the role of banks on National economic recovery efforts they identifies the problem of the Nigeria commercial banks as.
Absence of the will to adhere to Governments monetary and credit guidelines.
Aversion to risk – taking exemplified by the usual insistence on the provision of unattainable collated and; rigidity in banking operations.
The research traces the influence of the budget and development plans on the structure of the economy from independence to data using the gross Domestic product (GDP) as a chief economic indicator. The responsibility to ensure the safely, liquidity and operating efficiency of banks rest with the directors and stakeholders of the banks.
Also in discussing the topic, the negative impact of the recession on the banking system with special reference to the excess liquidity, paucity of borrowers and decline on arming on loans and advance is stressed upon. The banks are enjoined to be more imaginative that before by improving their operational efficiency, reducing cost and assisting the government in areas of structural Adjustment and the reallocation of resources.
In conclusion, the antecedents of the current economic recession as to an over – dependence on a single commodity external sector. The key to the solution of most problems in the domestic economy lies in the domestic economy lies in the generation of sustainable solutions to the problems of the external sector.
At a time when emphasis is being laid on economic self – reliance the key sector such as exports and small – scale enterprises which could serve as spring hoards for this are being denied finance.
However, it is in the light of this role performed by the commercial banks for national economic recovery that its present state has agitated the government and people of Nigeria.
The project of thoroughly research, it is based on copious data quoted from actual cause materials on the subject. The research also presented a well – researched performance rating or analysis of the banks in Nigeria today to guide prospective investor and customers.
Table of Content
CHAPTER ONE
Introduction
1.1 Problem identification
1.2 Rational of study
1.3 Significance of the study
1.4 Background of the study
1.5 Definition of terms
CHAPTER TWO
Literature review
2.1 Theoretical review
2.2 Empirical review.
CHAPTER THREE
Hypothesis methodology of study, sources of data and limitations of study.
3.1 Hypothesis
3.2 Methodology of study
3.3 Sources of study
3.4 Limitation
CHAPTER FOUR
Data presentation, analysis, discussion of the result
4.1 Data presentation
4.2 Analysis
4.3 Discussion of the result
CHAPTER FIVE
Summary, conclusion, recommendation
5.1 Summary
5.2 Conclusion
5.3 Recommendation
Bibliography
Appendix 1
Appendix 2
Introduction
INTRODUCTION
STATEMENT OF THE PROBLEM
Our present economic climate demand conscious and committed efforts on the part of the boards and chief executives of our banks to facilitate a speedy economic recovery. The banking sector plays a key role in the economic activities of any nation (Ijewere 2000). No economies in the world with in the present dispensation survive without banks and other financial institutions. The banking industry is reputed for the provision of a basket of inter – related, services to individuals, governments and profit as well as non-profit oriented and organization. Since independence, West African countries (Nigeria in particular) have become aware of the important roles played by the commercial banks in. the raucously of the country (Isewere 2000) step were subsequently taken to regulate the behavior of foreign owned banks first by making it compulsory for their local branches to be incorporated participation through in -digitization (Ijewere 2000).
In recent years in Nigeria we have had unstable economic social environment, which inhibited the banks from effectively discharging their responsibility, to the outer all sectors and the economy in general this has an effect on the recovery of our economy.
Nigeria in national economic recovery needs to recover fault employment stability in the economy and solve inflationary problem that feces the economy.
This project work is probably to recognize the important roles the banks are expected to play in facilitating economic recovery in Nigeria. In line with this is the need to examine the extent to which the new system and structure of government in Nigeria will positively encourage the profitability in the banking industry in sustaining? A viable economy
The purpose of the study is to:
1)To ascertain if the poor economic recovery of our economy is as a result of the inefficiency in the clearing systems of our commercial banks.
2) To determine whether or not excess liquidity of banks has anything to do with poor economic recovery.
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