Key Features:
No. of pages: 61
No. of chapters: 5
Abstract:
The prudential guidelines for licensed banks which are based on global banking standards imposed far-reaching requirements in the classification of risk assets and provision for bad and doubtful debts. Since its introduction in November 1990, the implementation of the guidelines has had a profound impact on the operations of banks. In this project, the researcher has succeeded in identifying the features of the prudential guidelines as well as their impact on published financial statements of commercial banks in Nigeria. The published financial statement of the banks for the period of 1990 that is, the inception of prudential guidelines was examined and with that of the period 1994-1998 the prudential guidelines period. Both primary and secondary sources of data were used in the course of the research.Two hypotheses were tested using the chi-square test. The research work revealed that:-
(1)The net profit position of commercial banks in Nigeria has been significantly altered since the implementation of the prudential guidelines.
(2)The provision for bad and doubtful debts of commercial banks in Nigeria has significantly increased since the implementation of the prudential guidelines.
The exercise was concluded with suggestions for further study which include:-
(1)further research be conducted to ascertain the impact of the prudential guidelines on the overall activities of all licensed banks in Nigeria.
(2)Further research be carried out on the central Bank of Nigeria monitoring implementation measures concerning banks and non-banks financial institutions in Nigeria.
Table of Content:
Title page ii
Dedication iii
Acknowledgement iv
Abstract vi
Table of contents viii
CHAPTER ONE
Introduction 1
1.1Statement of problem and objective of
the study 1
1.2 Rationale of the study 1
1.3 Significance of the study 2
1.4 Definitions of terms 4
CHAPTER TWO
Review of Related Literature 6
2.1 Theoretical review 6
2.2Empirical review 17
CHAPTER THREE
Research design and methodology 21
3.1Hypothesis 21
3.2Methodology of study 22
3.3Limitation of study 24
3.4Sources of data25
CHAPTER FOUR
4.1 Presentation of data 27
4.2 Analysis of data 32
4.3 Discussion of the result of analysis 42
CHAPTER FIVE
5.1 Summary of the study 44
5.2 Conclusion 45
5.3Recommendation 47
Bibliography 48
Appendix questionnaire 52
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