Key Features:
- No of Pages: 71
- No of Chapters: 05
Introduction:
Abstract
This project is a thorough research into the impact of community banking on the economic development of Nigeria a case study of ohha community bank Nigeria Ltd. No.1 Ogui Road Enugu . in carrying out the research investigation into the performance of the community banks and the extant they have contributed in the e3conomic development of Nigeria especially in the concerns grass root development were identified and properly evaluated. Also various measures adopted by the management of these community banks were identified and appraise and suggestion on how improvements can be made contribution toward the return on investments and contribution towards the economic well being of the nation are achieved.
To facilitate the work data were collected from both the primary and secondary sources; pre3sented to aid test the development hypothesis on the basis of estimated population means.
Within he limit of the analysis carried out it was observed that community banks have many problem facing them due largely to the inability to function very well in some places due to lack of infrastructure lack of sufficient funds lack of skilled workers and prohibitions by National Board for community =banks to obtain from outsiders which hinders their rate of expansion.
The research recommended that government should command the national board for community banks to allow these communities to expand and obtain loan outside community base. A call on government to organize an intensive training scheme for the community banks in also recommendation. This will go along way in helping these banks acquire trained staff.
Table of Content
CHAPTER ONE
1.0 introduction
1.1 Background of the study
1.2 Statement of problem
1.3 Purpose of the study
1.4 Scope of the study
1.5 Research Questions
1.6 Null Hypothesis
1.7 Significance of the study
CHAPTER TWO
2.0 Review of literature
2.1 What is a bank
2.2 Banking in Nigeria
2.3 Community banking in Nigeria
2.4 Performance measurement in community bank
2.5 Summary of related literature
CHAPTER THREE
3.0 Methodology
3.1 Research design
3.2 Area of study
3.3 Population of the study
3.4 Sample/sampling procedure
3.5 Instrument for data collection
3.6 Validation of the instrument
3.7 Reliability of the instrument
3.8 Method of administration of the instrument
3.9 Method of data analysis
CHAPTER FOUR
4.0 DATA PRESENTATION AND RESULTS
5.0 SUMMARY OF RESULTS/FINDINGS
CHAPTER FIVE
5.0 Discussion implication and recommendation
5.1 Discussion of results
5.2 Conclusions
5.3 Implication of the results
5.4 Recommendations
5.5 Suggestion for further study
5.6 Limitation of the study
References
Appendix A
Introduction
1.1 BACKGROUND OF THE STUDY
Ever since the introduction given by Good to man to “Be fruitful and multiply” replenish and subdue the earth” man has alone a lot to pursue this injunction of subduing the earth. By this it entails among other things the development of the world as a macro society for the overall good of man- economically politically socially and otherwise.
The wheel of change has been rolling on through the entire world transforming virgin lands deserts oceans and seas to the economic advantage of man. Nigeria was unknown then. The first step in the British acquisition of Nigeria was the annexation of Lagos in 1861 (ONWUBIKE 1973). It marked the first major step taken by the British government in the 19th century to acquire economic and political domination over the people of Nigeria. A chattered company- the royal Niger company was administering the high land of Nigeria – North of Lokoja – on behalf of the British the British government had declared a protectorate over areas claimed by the company in 1887. Then on 1st Jan. 1990 it took royal Niger company and named it the protectorate of Northern Nigeria with laggard as its first high commissioner. Floral Shaw- formal colonial correspondent of the times on London who later became Lugards wife called this great political unit Nigeria in 1900. (onwuikeo,1973) finally the two Selected government : the colony and the protectorate of Northen Nigeria on 1st Jan. 1914. Lugard became its first governor- general. The coming into existence of Nigeria was aptly described by late sir Ahmade when be rather solemnly said “God did not create Nigeria the British did” (onwubiko 1973). Nigeria continued in this march toward development in every facet of life as a new emerging nation in the west African region and by October 1960 she was granted political freedom and emancipation when she was granted independence. To crown the whole stride it had already made she was granted a republican status in 1963.
To grapple with the attendant problem as an emerging nation and satisfy its citizenry various development plans were launched to accelerate economic development so as to put Nigeria in the proper place among the comity of nations. The first development plans was slated to run from 1962 to 1968 but extended to 1970 on the account of the civil war. It witnessed the construction of the Niger Dam project as well as the development of roads light industries such as textile rubber and groundnut processing which used agricultural crops ; the encouragement of agriculture in the from of establishment of from institutions and granting of loans (Anderson, 1976).
The second development plan (1970 – 1975) experienced a lot of problem. Recovery from civil war delayed the implementation of some project. The funds that were anticipated were not forth coming and there was lack or technical partners needed to carry out some aspects of the plan. The third development plan covered a period of five years (1975 – 1980). The principle long run objectives are to similar to those of the proceeding post independence plans. The objectives are to make Nigeria.
1. Argent and dynamic economy.
2. A united strong and self reliant nation
3. A just and egalitarian society
4. A land bright and full of opportunities for all citizens.
5. A free and democratic society.
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