Key Features:

- No of Pages: 28

- No of Chapters: 5

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Introduction:

Abstract

This study is all about the management of bank debt in Nigeria banking system, scopes and remedies.



It is designed to evaluate the problem of bad debt in banking lending. It is also assets how effective the customers could help the banker to appraise a customer presenting lending proposition.



Findings from this study indicate that bad debt has being a tax brother to the banking industries. Bank can stand squarely without giving loan to the customer because they receive back some percentage of interest accrue former the principle.



But due to lack of sincerity people cannot pay back their loans. This leaving those loans outstanding. The implication for both the bank and their customers as regards ability to debt obligation is quite obvious.



It is when a banker is satisfied with the credibility of the customer that they will demand for a security to back up the loan. This is the center of the project.

Table of Content

CHAPTER ONE



1.0 Introduction



1.1 Background of the study



1.2 Statement of problem



1.3 Objective of the study



1.4 Delimitation scope and limitation of the problem



1.5 Definition of terms



Reference



CHAPTER TWO



2.0 Review of related literature



2.1 Credit management



2.2 Securities for bank lending



2.3 Causes of bad debts reference



CHAPTER THREE



3.0 Research design of methodology



3.1 Sources of data



3.2 Method of data reference



CHAPTER FOUR



4.0 Data presentation reference



CHAPTER FIVE



5.0 Conclusions and recommendation



5.1 Summary



5.2 Recommendation



5.3 Conclusions



Bibliography

Introduction

BACKGROUND OF THE STUDY



Banks have been credited generally with enviable role of being a very important source of funds or capital for the development of the economy.



This recognition largely emanates from the roles assumed by most banking institutions in mobilizing various deposits and channeling some towards feasible and viable ventures. This size, type and level of such profitable outlet along with other complimentary factors contribute to economy well being of the country in which the bank is situated. As a result of this, banking institutions have been an agent of economic growth and perhaps economic development.



This deposit which are loan-able funds can only be made available to banks, if customer make substantial deposit which banks in turn employ to make loan and advance available to borrower so as to generate interest which may accrue from the advances.



This enables the bank to run its day-to-day administrative cost, remain in business and pay satisfactory divided to its shareholders.