Key Features:
No. of pages: 73
No. of chapters: 5
Abstract:
This study examines the performance of the bank reforms and the consolidation on the Nigerian economy arising from the recently concluded banking reforms programmes. It notes that since the consolidation programmes was policy-induced, the eighteen (18) months given for total compliance appeared in adequate, given the number of activities required for mergers and compliance and acquisition to be successfully harnessed.
The research methods were descriptive survey methods. It also involves the administration of questionnaire on the people or respondents on the banking sectors. For the purpose of analysis, simple percentage was used as statistical tools to answer the research questions. Also, chi-square was used as the techniques of data for testing the hypothesis.
In view of the findings, it was noted that the fourteen (14) banks were liquidated as a result of their inability to meet up the N25 Billion capital bases which in turn lead to more the 5,000 job losses. However, towards fully harnessing synergies and potential of the consolidation exercise, the study calls for continuous training and re-training of bank employees as well as proper handling of post – consolidation challenges.
Table of Content:
Pages
Title page i
Certification ii
Dedication iii
Acknowledgement iv
Abstract v
Table of content vi
CHAPTER ONE: INTRODUCTION
1.0Background of Study 1
1.1Pre – Consolidation Background of the Banking Industry 2
1.2Statement of the Study 3
1.3Purpose of the Study 4
1.4Research Questions 5
1.5Research Hypothesis 5
1.6Significance of Study 6
1.7Limitation of Study 6
1.8Definition of Terms 7
Reference 8
CHAPTER TWO: LITERATURE REVIEW
2.0Introduction 9
2.1Theoretical Framework 10
2.2Structure of the Nigerian banking industry
before consolidation14
2.3Gains of the banking Consolidation and Recapitalization 16
2.4Trends in banking consolidation 18
2.5Emergence of the 25 Nigerian Banks 19
2.6Benefits of Merger and Acquisition in the Banking Industry 24
2.7Effects of Banking Consolidation on the various
Economic Sectors 26
2.8Pre-consolidation and Post – consolidation challenges
in the banking industry 41
2.9Pre – consolidation issues 41
2.10Post-consolidation challenges 44
References
CHAPTER THREE: RESEARCH METHODOLOGY
3.0Introduction 50
3.1Restatement of the Research questions and Hypothesis 51
3.2Research hypothesis Revisited 51
3.3Characteristics of the Study Population 52
3.4Sampling Design and Procedure 53
3.5Procedures for Processing and Analyzing Data Collected 54
3.6Limitations of the Methodology 54
References
CHAPTER FOUR: PRESENTATION AND ANALYSIS OF DATA
4.0Introduction 56
4.1Demographic Statistics or Profile of Respondents 57
4.2Analysis of Database on Section Two of the Questionnaire 66
4.3Summary 70
4.4Hypothesis Testing 70
CHAPTER FIVE: SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION
5.0Summary of Findings 74
5.1Conclusions 75
5.2Recommendations 77
Bibliography 79
Appendix 82
Questionnaire 83
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