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No of Pages: 10

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Abstract:

This seminar paper discusses biometric authentication in relation to payment systems. Biometrics uses biological traits or behavioural characteristics to identify an individual. A Biometrics system is effective pattern recognition system that utilizes different patterns similar to retina patterns, iris patterns and biological qualities like fingerprints, voice recognition, facial geometry and hand recognition etc. Biometric payment system is protected and sheltered and incredibly trouble-free to use and even without using password or top secret codes to keep in mind as compare with previous system like credit card payment system, and mobile banking etc. In daily life the usage of credit cards and debit card for shopping, bill payment, travelling and so on.
So problem is that a person has to remember their passwords or secret code and to keep secure to take with him all time. So, biometric system will solve this problem. Greater implementation of biometric payment system is more reasonably priced to small business owners. We actually require alternate payment systems.

Introduction:

Biometrics is automated methods of recognizing a person based on a physiological or behavioural attribute. Along with the quality considered are; face, fingerprint, hand geometry, iris, retinal, signature, and voice. Biometric technologies are fetching the establishment of an extensive array of extremely safe recognition and personal authentication solutions. As the level of security breaches and transaction fraud increases, the need for highly secure identification and personal verification technologies is becoming apparent. Biometric-based solutions are proficient to offer for confidential financial transactions and personal data privacy. The need for biometrics can be found in federal, state and local governments, in the military, and in commercial applications.