Explanation

(a)      The properties covered in fire insurance
(i)         Building
(ii)        Plant and  Machinery
(iii)       Merchandise
(iv)       Officefurniture and fittings
(v)        Household goods and personal effects (such as clothing, wrist watches, handbags. etc
(vi)       Furnitureand utensils

(b)        Special Perils in fire Insurance
             (i)        Storm
(ii)       Flood
(iii)      Burst pipe and overflowing of water tanks
                          (iv)Impact by vehicle  etc.

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