Mr Aderemi owns a car which was insured under comprehensive policy. while insuring the car, he did not inform the company that his wife who have no driving licence also drives the car. the wife while driving the car, came face to face with rioters who damaged the car.
the insurance prinsiple that deals with mr adeyem's failure to inform the insurer about his wife's usage of the car is?
utmost good faith". It is the name of a legal doctrine which governs insurance contracts. This means that all parties to an insurance contract must deal in good faith, making a full declaration of all material facts in the insurance proposal.The parties to the insurance can contract must act in all honestly without witholding necessary information from each other.
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