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Which of the following types of insurance is taken against claims made by staff who...

Commerce
JAMB 2025

Which of the following types of insurance is taken against claims made by staff who get injured while at work?

 

  • A. Employers' liability insurance
  • B. Fidelity guarantee insurance
  • C. Consequential loss insurance
  • D. Products liability insurance
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Correct Answer: Option A
Explanation

Employers' liability insurance is a policy that protects employers from financial loss if a worker has a job-related injury or illness
not covered by workers' compensation. Employers' liability insurance can be packaged with workers' compensation insurance to
further protect companies against the costs associated with workplace injuries, illnesses, and deaths not covered under workers'
compensation.


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