Key Features:

- No of Pages: 48

- No of Chapters: 05

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Introduction:

Abstract

Only recently has the government begun to acknowledge openly that the importance of small and medium scale enterprises in the national economy cannot be under estimated. This sis responsible for the giving increasing policy attention in recent years to those categories of enterprises particularly in the third world countries.

In the course of writing this project, emphasis was placed on the financial institution, with the case study of Nigeria Bank for commerce and industry.

The project has been divided into five (5) chapters for understanding purpose. 1 took time to discuss the meaning, nature and problems faced by small and medium scale enterprises which range from restricted access to institutional credit, poor management, high rate of business failure, low productivity, under capitalization and shortage of skill. This project gives more light into the background and evolution of small and medium scale enterprises in Nigeria and the various institutions and government that are responsible for the financing of small and medium scale enterprises in Nigeria were examined including their mode of operations. Such institutions include small scale including credit scheme, Nigeria Bank fort commerce and industry small and medium scale enterprises loan, industrial development centers, National Economy Reconstruction Fund, Nigerian Export and Import bank and People Community banks. It was discovered that through these institution, small and medium scale enterprises play some roles like creation employment mobilization and utilization of domestic savings mitigate rural-urban migration.

Table of Content

TILE PAGE i

DEDICATION ii

DECLARATION iii

CERTIFICATION iv

ACKNOWLEDGEMENT v

ABSTRACT vi

TABLE OF CONTENT vii-viii



CHAPTER ONE

1.0 INTRODUCTION

1.1 BACKGROUND OF THE STUDY

1.2 PURPOSE OF THE STUDY

1.3 STATEMENT OF THE STUDY

1.4 DELIMITATION OF THE STUDY

1.5 LIMITATION OF THE STUDY

1.6 DEFINITIONS OF TERMS

CHAPTER TWO

2.0 REVIEW OF RELATED LITERATURE

2.1 BACKGROUND AND EVALUATION OF SMALL AND

MEDIUM SCALE INDUSTRIES IN NIGERIA

2.2 INSTITUTIONS AND GOVERNMENT FINANCING OF

SMALL AND MEDIUM SCALE INDUSTRIES TN NIGERIA

2.3 GOVERNMENT POLICES ON SMALL AND MEDIUM SMALL

INDUSTRIES IN NIGERIA

2.4 THE ROLES OF NIGERIA BANK FOR COMMERCE AND

INDUSTRY IN FINANCING OF SMALL ANT) MEDIUM SCALE

INDUSTRIES IN NIGERIA

2.5 PROBLEMS OF SMALL AND MEDIUM SCALE INDUSTRIES

IN NIGERIA

CHAPTER THREE

3.0 RESEARCH METHODOLOGY

3.1 STEPS IN THE CONDUCT OF THE STUDY

3.2 DATA COLLECTION METHOD

3.3 METHOD OF DATA ANALYSIS

CHAPTER FOUR

4.0 DATA PRESENTATION AND ANALYSIS

4.1 DATA PRESENTATION

4.2 DATA ANALYSIS

4.3 RESULT OF FINDINGS

4.4 TESTING OF THE HYPOTHESIS

CHAPTER FIVE

5.0 SUMMARY, CONCLUSION AND RECOMMENDATION

5.1 SUMMARY

5.2 CONCLUSION

5.3 RECOMMENDATION

REFERENCE/BIBLIOGRAPHY

Introduction

CHAPTER ONE

1.0 INTRODUCTION

1.1 BACKGROUND OF THE STUDY

The activities of small and medium scale industries (SMSI) in fostering economic forefront of development strategies. In the light of this, government and financial institutions have been playing appreciative roles in promoting the survival and growth of SMSI in recognition of their flexible and adaptive nature as well as their regenerative power in prompting economic development government in believing that a dynamic and growing small and medium manufacturing sub-sector can contribute significantly to the implementation of a wide range development objectives has thus emaciated various veritable engine of growth and development.



The basic objectives of government policies as contained in the monetary and fiscal policy measures are to improve the financing and other supportive services to SMSI by expanding and improving their access to credit and infrastructural facilities, reducing their production cost, boosting their profitability, enhancing their costs, survival and growth capacities as well as expanding their contributions to non-oil exports by making their products competitive in the export markets.



All these are done through the new lending schemes and credit institutions.

This project therefore will go a long way in opening the eyes of individuals in the society towards making them productive and self reliance.



At the end of this project, everyone will be motivated to make Nigeria a land of bright and full employment opportunities for all citizens.